SMSF Funding Solutions

SMSF Construction Loans, a brand new innovation

Giving investors choice

Invest on your terms and don't miss out on future growth corridors

Affordable investment in your SMSF

Invest in brand new Townhomes and House & Land

OUR PROCESS

We have built a team of experienced specialists; including a panel of builders, finance experts, property valuers & funders for your SMSF construction solutions.

We have contracted a not-for-profit (Developer) to act as an intermediary which converts the investment into a single asset so you can have more flexibility in your property incestment choices.

FINANCE PRE-APPROVAL

Ensure SMSF qualifies for funding

HOLDING DEPOSIT

SMSF pays $2,000 holding deposit to secure block of land

ORDER CONTRACTS

- Land contract with the developer
- Build contract with the developer
- Purchase contract for SMSF to buy from developer

SMSF PLEDGES COSTS FOR SETTLEMENT

- Pays 20% of contract value to the Trust Account
- Pays approx. 5% finance costs to the developer

DEVELOPER PAYS DEPOSITS

- SMSF signs a purchase contract with the developer
- Developer signs the land & build contracts
- Developer pays 10% on the Land contract
- Developer pays 5% towards the Build contract

CONSTRUCTION

Developer funds land settlement and construction on home

PROPERTY TRANSFER

Developer transfers property to the SMSF

Funds property at settlement for SMSF

Funds settlement of land & construction of house for developer

SMSF signs contracts to purchase property from the developer. Pays 5% of the loanamount to the developer upfront. Deposits 20% of property value to trust account

SMSF settles property and pays stamp duty

Purchase land & builds house onbehalf of the SMSF

FAQ's

Can I fund a construction loan with SMSF?

Currently, SMSF loans cannot fund a vacant land loan or a construction loan. However our solution enables SMSF to invest directly into a new house and land purchase.

Can I buy a new house & land with SMSF?

Yes, you can purchase House & Land properties through your SMSF. We can help you with the loan & facilitate the process of turning a two-part contract (house and land), into a one-part contract for a compliant SMSF investment.

Can I buy any new House & Land property?

In short, yes you can. However, we would first have an initial team review to ensure the land qualifies for the SMSF Construction solution.

Is it expensive to buy property in my SMSF?

Generally speaking, it costs about the same amount to buy inside and outside super. If you don't already have a SMSF, you will need to set one up, but that doesn't have to be expensive.

How much money do I need in my SMSF to buy?

For a standard $600,000 property, you would require a minimum of $150,000 (which includes a $20,000 buffer) in order to facilitate a property purchase inside your SMSF

Join the waitlist & Register Form

Thank you! Your submission has been received!

Oops! Something went wrong while submitting the form.

Capital Solutions

Your complete property team.

Buy brand new house & land package with your SMSF?